Traveling is amazing, but sometimes unexpected (and not always good!) things happen. Travel insurance is like that superhero that covers you when things go wrong: illnesses, cancellations, lost luggage... You just worry about enjoying yourself and let the insurance back you up!

Traveler Plus travel insurance offers complete coverage that protects you in case of unforeseen events during your international travels. It is ideal for any destination and covers situations such as medical expenses, repatriation, cancellations, lost luggage and much more.

This insurance includes medical coverage up to €150,000, protection against loss or damage to luggage and civil liability abroad, among other benefits. In addition, it offers complementary modules to customize your insurance:

• Cancellation of uninitiated trip.
• Coverage of pre-existing conditions.
• Sports coverage.

We recommend that you take out insurance as soon as you book your trip. Cancellation coverage must be taken out at least 72 hours before any unforeseen event occurs that may force you to cancel your trip.

The sooner the better! Ideally, you should catch it when you book your trip. But if you miss it, don't worry:

• Without cancellation: you can contract it up to one day before leaving.
• With cancellation: make sure that at least 72 hours have passed between the booking and the reason for cancellation, so don't leave it to the last minute!

Be careful! Some credit cards offer travel insurance, but they usually have limitations. Check the coverage well, because sometimes it does not cover everything you need. With a comprehensive travel insurance, you make sure you won't be caught by surprise.

If in the end you have a little problem and can't travel, the Cancellation Insurance will refund what you have already paid for your flight, accommodation and other travel expenses. Total peace of mind!

• If you are traveling in Europe or to places with the European Health Insurance Card, the VIAJERO or VIAJERO PLUS is sufficient.
• For more top destinations such as the USA, Japan or the Caribbean, the VIAJERO PREMIUM gives you the coverage you need.
• Going to other destinations? With VIAJERO PLUS you are covered.

Of course, even if your little one has not incurred any expenses in the booking, ONLY if you include him/her in your travel insurance, he/she will be covered - no member of the family is left unprotected!

If you cancel for a justified reason, travel insurance covers your expenses. And, in some situations, also those of a companion (as long as they are on the same reservation and insured), so don't worry, just make sure you are well covered!

Of course! If you get sick or have an accident, the travel insurance covers your medical expenses, even if it is for COVID-19. Depending on the insurance you take out, coverage goes up to 1.5 million €. Total peace of mind!

If your flight is cancelled and you miss a connection, the airline should offer you assistance. But if you are covered for missed connections, the travel insurance takes care of the additional expenses. There is always a plan B!

PCR tests are not covered as prevention, but if you have symptoms and your doctor asks for it, it is covered. Remember to always talk to your insurance before doing anything!

If there is overbooking or your bags are lost, travel insurance compensates you once the airline solves the problem. Plus, they cover you for the time you spend without your stuff - less stress and more peace of mind!

Yes! If you are a resident in Spain and you are traveling temporarily to your country, your travel insurance also covers you, protection wherever you go!

Yes, but only if you have taken out the specific sports module. If you are going to practice snow sports, we recommend you to take out our VIAJERO NIEVE insurance. So if you are an adrenaline seeker, you better be well covered.

Yes, it is always best to call us before receiving medical assistance. Unless it's an emergency, of course. Besides, calls are covered!

Usually, hospitals accept the insurance guarantee. But if you have to advance money, keep the receipts and medical reports, and we will reimburse you later.

Private Liability covers damages you may cause to other people during your trip. It does not include what you do professionally or things related to your home. In destinations such as the USA, these coverages may be stricter, but you will be covered.

It's always better to let us know in advance! If you decide to return without notifying us, please keep the invoices and medical reports for the team to review so that we can reimburse you for expenses up to the limit included in the policy.

If you take out the pre-existing conditions module, you may be covered, but not for all conditions. There are several diseases that are excluded from the insurance, and here is the complete list:

• Tumors of any nature that are under active treatment and/or that at the time of travel are in progression or are not under control (recent change of treatment scheme).
• Psychiatric pathologies that have required admission or changes in treatment during the year of purchase of the insurance.
• Chronic pulmonary disease defined as requiring chronic home oxygen and which has presented more than two flare-ups in the last year.
• In those patients with inflammatory, immune or genetic pathologies that require regular treatment with recombinant or immunomodulatory drugs, the use of these is excluded.
• Severe cardiac dysfunction of any etiology that has presented at least two decompensations in the last 12 months.
• Severe hepatic failure (encephalopathy or bleeding from esophageal varices in the last year).

So now you know! Be sure to review these exclusions before purchasing your travel insurance with pre-existing conditions coverage.