Annual Long Stay Business Traveler Insurance
Price from 830€.
We are here to help you
By clicking on the button you accept that the data provided in the form will be processed by EUROP ASSISTANCE. to contact you in order to manage your request and the relationship with the various entities of EUROP ASSISTANCE, as well as to improve the offers that may interest you, in relation to the request made. You can consult more information about data protection in the privacy policy where it is informed, among other aspects, about how to exercise the rights of access, rectification, suppression, limitation, opposition or data portability.
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.
Annual Long-Stay Travelers Insurance Coverage
International medical assistance
Medical expenses up to 5.000.000
-
Medical expenses outside the country of Usual Domicile: up to €5,000,000 to ensure your peace of mind anywhere in the world, including treatment for COVID-19 and emergencies due to pre-existing conditions.
-
Emergency dental expenses: €300.
- Extension of hotel stay due to illness or accident: 120€/day (maximum 14 days) so that you can recover comfortably.
- Early return: Early return of insured companions and the insured due to death or hospitalization of an immediate family member. Return home when you need it most.
- Reincorporation of the insured at home: Included, guaranteeing your safe and quick return home in case of emergency, so that you can resume your activities without delay.
-
Accompaniment during hospitalization: Travel of one person to accompany you during your hospitalization and up to 1,200€ to cover your hotel stay. You will not be alone.
-
Psychological counseling: maximum 10 sessions and up to €1,000.
-
Rehabilitation or physiotherapy treatment: maximum 10 sessions and up to €1,000.
-
Orthopedic Material and Prosthesis: In our coverage we take care of expenses related to orthopedic material (including crutches) and prosthesis up to 50.000€.
-
Teleconsultation by chat and video call.
Medical Repatriation and Transfers
Including
- Transfer to hospital in case of emergency.
- Medical transfer of the sick and injured: Complete coverage for the medical transfer of the sick and injured, as well as the repatriation of mortal remains. We are with you in the most difficult moments.
- Transfer of professional substitute: included, ensuring that your business does not stop. In case of emergency, we guarantee the transfer of a substitute so that your operations can continue without interruption.
Crisis Management
Including
-
Psychological therapy expenses for after-effects of kidnapping (maximum 180 days): €3,000.
-
Compensation for kidnapping (maximum 30 days): €200/day.
-
Consulting expenses in case of kidnapping: €3,000.
Travel Incidents
Including
-
Trip delay: Up to 120€ to cover additional expenses due to delays.
-
Missed connecting flights: Up to 120€ so you don't have to worry about missing your connection.
Protection of luggage and belongings
Up to €1,500 including professional equipment
-
Loss, damage and theft of checked baggage: up to 1.500€ to cover any unforeseen event with your baggage.
-
Damage and theft of unchecked baggage: up to 600€ for your hand belongings.
-
Theft of valuables for your most valuable items:
-
Cell phone: up to 120€.
-
Computer or tablet: up to 600€.
-
Briefcase: up to 180€.
-
Prescription glasses or contact lenses: up to €90.
-
-
Baggage delay: Up to 500€ to cover expenses due to delays in the delivery of your baggage.
-
Delivery of documents and personal items: We make sure you get what you need, where you need it.
Travel Assistance Services
Including
-
Advance of Criminal Bail Abroad: If you find yourself in a complicated legal situation, we advance you up to €12,100 for the criminal bail.
-
Payment of Legal Assistance Expenses Abroad: with a limit of up to 610€.
-
Information and Cancellation of Cards.
-
Communication expenses: we take care of the communication expenses necessary to contact our assistance platform.
-
Information and assistance service: unlimited.
-
Cell phone blocking: included.
Liability and accident coverage
Up to €500,000
-
Private civil liability: up to €500,000.
-
Accident insurance for death or permanent disability:
(24 hours): 30.000€. -
Accident on public transport: €30,000.
Frequently Asked Questions
Why do I need business travel insurance?
Great question! Business travel insurance protects you against unforeseen events such as medical emergencies, lost luggage and more. So you can focus on your meetings and projects without worry.
Does VIAJERO NEGOCIOS travel insurance cover pre-existing conditions?
YES, vital emergency medical expenses as a consequence of a pre-existing or chronic illness are covered. In addition, if you are unable to continue your trip, our doctors will evaluate your return home.
Does VIAJERO NEGOCIOS travel insurance cover the theft of electronic devices?
YES, not only electronic devices(cell phone, computer, tablet) but also valuables such as prescription glasses and briefcase.
Can I take out the ANNUAL LONG STAY BUSINESS TRAVEL INSURANCE after I have booked the trip?
Of course! Remember that this is an annual policy that covers all trips for one year regardless of the length of stay.
What is not covered by BUSINESS TRAVEL travel insurance?
It does not cover high-risk activities, acts of war, and situations derived from the ingestion of alcohol or drugs... It is important to read the policy in detail!
How do I choose the best BUSINESS TRAVEL insurance?
The most important thing is to know the type of traveler you are and your needs:
- If you are a Sporadic or Sporadic Traveler who travels infrequently, you should contract the BUSINESS TRAVEL INSURANCE which allows you to contract single days according to your needs.
If you are a FREQUENT TRAVELER, you travel a lot but for short durations, the BUSINESS TRAVEL INSURANCE BUSINESS TRAVELER ANNUAL SHORT STAY is your insurance. It is an ANNUAL TRAVEL INSURANCE policy that allows you to make as many trips as you want but always for stays away from home of less than 90 days.
If you spend LONG SEASONS traveling for business, you need the ANNUAL BUSINESS TRAVEL INSURANCE LONG STAY you will be covered all year long without worrying about the weather.
At EUROP ASSISTANCE you will find the perfect TRAVEL INSURANCE for your business trip!
Does the insurance cover repatriation in case of emergency?
YES, medical repatriation is always included. Our medical team will organize the best way to repatriate to your home country if you need urgent medical attention.
What happens if my luggage is lost or delayed?
VIAJERO NEGOCIOS travel insurance covers lost, damaged or delayed luggage. Reimbursing you for essential items you need to purchase while waiting for your trip.
Can I extend my BUSINESS TRAVELER travel insurance if I decide to extend my trip?
<p>Only in case you have a temporary policy, you must make sure to do so before your original policy expires.
Does BUSINESS TRAVELER insurance cover cancellation of important meetings?
NO
What happens if I need to return early?
If you need to return early due to death or illness of a family member or damage to your home or place of business, we will cover the cost of return to your home country.
If I decide to extend my business trip for a few days of leisure, would I be covered?
The BUSINESS TRAVEL INSURANCE covers the extension of the trip for your leisure days up to a maximum of 15 days as long as it is contracted or it is an annual insurance.
What does our annual long stay business travel insurance cover?
With our insurance, you can travel all year round with no limit to your stay, enjoying complete coverage for any situation, from illness or accidents to flight cancellations. In addition, our assistance is available 24 hours a day, 7 days a week, to help you with whatever you need.
Travel with peace of mind and devote your energy to growing your business!
Why trust Europ Assistance?
24h / 365 days assistance
Always by your side,
wherever you need us.
International Network
Present in more than 200 countries and territories.
360º Protection
Before, during and after
the trip.
Proprietary Medical Equipment
Health professionals specialized in relocation medicine.