Basic Annual Multi-Trip Insurance
Price from 98€/year
For the price of a temporary travel insurance, enjoy international travel insurance for the whole year, with unlimited travel around the world! With our Annual Multi-Trip BASICtravel insurance you can travel without worrying, having the peace of mind and security you need without having to take out a new insurance policy for each trip, pay once and forget everything!
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Coverage of the Basic Annual Multi-Trip Basic Insurance
Medical assistance
Medical expenses up to €150,000
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Medical expenses for illness or accident outside the country of habitual residence, including treatment by COVID-19: up to 150,000€ .
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Medical expenses in the country of residence due to accident: up to €3,000.
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Dental expenses: up to 500€ for dental emergencies during your trip, whether it is an unexpected toothache or a dental accident. Travel with peace of mind and take care of your smile!
- Extension of hotel stay due to illness or accident: up to €2,030.
- Early return: early return of insured companions and the insured due to death or hospitalization of an immediate family member. Return home when you need it most.
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Forgotten medications: up to 200€.
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Accompaniment during hospitalization: travel of a person to accompany you during your hospitalization and up to 2,000€ to cover your hotel stay. You will not be alone.
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Tele-medical consultation: chat or video call.
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Burial service: up to €3,000.
Medical Repatriation and Transfers
Including
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Transfer to hospital in case of emergency.
- Medical transfer of the sick and injured: Complete coverage for the medical transfer of the sick and injured, as well as the repatriation of mortal remains. We are with you in the most difficult moments.
Protection of luggage and belongings
Up to €1,500
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Loss, theft or damage of checked baggage: up to 1.500€ to cover any unforeseen event with your baggage.
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Damage or theft of unchecked baggage: up to 750€ for your hand belongings.
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Theft of valuables: Coverage of up to 750€ for your most valuable items.
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Baggage delay: up to 300€ to cover expenses due to delays in the delivery of your baggage.
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Loss or theft of documents: up to 200€ to replace your important documents during the trip.
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Delivery of documents and personal items: we make sure you get what you need, where you need it.
Travel Incidents
Including
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Trip delay: up to 200€ to cover additional expenses due to delays.
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Loss of means of transportation due to an accident "in itinere": up to 300€ to cover additional expenses if you lose your transportation due to an accident.
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Mandatory trip extension: 200€/day - maximum 5 days to cover additional expenses if you need to extend your trip.
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Missed connecting flights: up to 300€ so you don't have to worry about missing your connection.
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Flight overbooking compensation: up to €300 to compensate for the inconvenience of overbooking.
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Travel services compensation: up to €300.
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Missed visits: we reimburse you for the cost of activities and excursions that you were unable to enjoy due to cancellations or delays up to 75€.
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Transportation costs for missed connections: we will reimburse you up to €75 for the costs of alternative transportation necessary to reach your destination.
Liability and accident coverage
Up to €25,000
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Private liability: up to €30,000 to cover damages to third parties.
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Accident insurance: up to €25,000 in case of death or permanent disability.
Travel Assistance Services
Including
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Advance of Criminal Bail Abroad: if you find yourself in a complicated legal situation, we advance you up to €3,000 for the criminal bail.
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Payment of Legal Assistance Expenses Abroad: with a limit of up to 3.000€.
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Telephone Interpreter Service Abroad.
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Information and Cancellation of Cards.
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Communication Expenses: we take care of the communication expenses necessary to contact our assistance platform.
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Information and assistance service: unlimited.
Frequently Asked Questions
Why choose this annual travel insurance from Europ Assistance?
With the Basic Annual Multi-Trip Insurance, forget about complications. Travel all year round without worrying about taking out insurance each time. It's perfect if you want comfort and savings on every getaway, knowing that you are covered in any destination.
What are the advantages of the Annual Multi-Trip Basic insurance?
This insurance is very complete: it gives you up to 150.000€ for medical assistance, covers repatriation, protects your luggage and has civil liability and accident insurance.
How can I take out Europ Assistance Annual Multi-Trip Basic travel insurance?
Super easy! With Europ Assistance, you pay only once and forget about everything. You have a whole year of peace of mind and protection on each of your trips, so you only have to worry about enjoying yourself.
Who should consider an Annual Multi-Trip Basic travel insurance?
This type of insurance is ideal for frequent travelers, as it offers complete and economical coverage for multiple trips.
How does the Multiviaje Basic Annual Travel Insurance work?
Once the policy is purchased, you are covered for all trips you take during the year, provided that each trip does not exceed 30 consecutive days.
Does the Annual Multi-Trip Basic travel insurance cover my family?
NO. If you need to insure your spouse and children you must take out our Premium Annual Multi-Trip insurance offering coverage for them whenever you travel together or separately.
What should I do if I lose my Annual Multi-Trip Basic travel insurance policy?
Contact atencion_cliente@europ-assistance.es to obtain a duplicate of your policy. We will send it to you by email including a link so you can download it to your mobile devices and carry it with you at all times.
Does the Annual Multi-Trip Basic travel insurance cover sports activities?
It covers a wide range of amateur sports and as long as the purpose of the trip is not to participate in a sporting competition. Check your documentation and make sure.
What should I do if I need medical assistance during a trip?
Contact your insurer as soon as possible. Most policies include a 24/7 emergency number that you can call for medical assistance and guidance.
Does the Annual Multi-Trip Basic travel insurance cover medical expenses abroad by COVID?
Of course! up to 150.000€. Total peace of mind!
Is it mandatory to call before receiving medical assistance abroad?
Yes, it is always best to call us before receiving medical assistance. Unless it's an emergency, of course. Besides, calls are covered!
If I get sick and decide to come back without notice, what happens?
It's always better to let us know in advance! If you decide to return without notifying us, please keep the invoices and medical reports for the team to review so that we can reimburse you for expenses up to the limit included in the policy.
What happens if I have to advance medical expenses abroad?
Usually, hospitals accept the insurance guarantee. But if you have to advance money, keep the receipts and medical reports, and we will reimburse you later.
Can I renew my Annual Multi-Trip Basic travel insurance at the end of the year?
YES, two months before the end of your policy we will notify you in case you want to renew, informing you of any change in coverage or price.
What does our annual travel insurance cover?
Our annual travel insurance is designed to give you peace of mind all year round, no matter how many trips you take. Covering a wide variety of situations, from illness or accidents, to flight cancellations or seasonal rental cancellations.
Plus, if you need assistance, we are available 24 hours a day, 7 days a week, to help you with whatever you need.
Why trust Europ Assistance?
24h / 365 days assistance
Always by your side,
wherever you need us.
International Network
Present in more than 200 countries and territories.
360º Protection
Before, during and after
the trip.
Proprietary Medical Equipment
Health professionals specialized in relocation medicine.