Annual Long Stay Plus Insurance
Price from 330€.
For those who have a long-stay adventure in mind, Annual Long Stay travel insurance is your perfect companion. With Europ Assistance, enjoy the peace of mind of being covered at every destination, all year round - wherever you go, we carry the protection with you!
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Annual Long-Stay Plus Insurance Coverage
Medical assistance
Medical expenses up to €150,000
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Medical expenses for illness or accident outside the country of habitual residence, including treatment by COVID-19: up to 150,000€ .
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Medical expenses in the country of residence due to accident: up to €3,000.
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Dental expenses: up to 500€ for dental emergencies during your trip, whether it is an unexpected toothache or a dental accident. Travel with peace of mind and take care of your smile!
- Extension of hotel stay due to illness or accident: up to €2,030.
- Early return: early return of insured companions and the insured due to death or hospitalization of an immediate family member. Return home when you need it most.
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Forgotten medications: up to 200€.
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Accompaniment during hospitalization: travel of a person to accompany you during your hospitalization and up to 2,000€ to cover your hotel stay. You will not be alone.
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Medical teleconsultation: chat or video call.
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Burial service: up to €3,000.
Medical Repatriation and Transfers
Including
- Transfer to hospital in case of emergency.
- Medical transfer of the sick and injured: Complete coverage for the medical transfer of the sick and injured, as well as the repatriation of mortal remains. We are with you in the most difficult moments.
Protection of luggage and belongings
Up to €1,500
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Loss, theft or damage of checked baggage: up to €1,500 to cover any unforeseen event with your baggage.
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Damage or theft of unchecked baggage: up to 750€ for your hand belongings.
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Theft of valuables: Coverage of up to 750€ for your most valuable items.
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Baggage delay: up to 300€ to cover expenses due to delays in the delivery of your baggage.
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Loss or theft of documents: up to 200€ to replace your important documents during the trip.
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Delivery of documents and personal items: we make sure you get what you need, where you need it.
Travel Incidents
Including
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Trip delay: up to 200€ to cover additional expenses due to delays.
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Loss of means of transportation due to an accident "in itinere": up to 300€ to cover additional expenses if you lose your transportation due to an accident.
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Mandatory trip extension: 200€/day - maximum 5 days to cover additional expenses if you need to extend your trip.
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Missed connecting flights: up to 300€ so you don't have to worry about missing your connection.
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Flight overbooking compensation: up to €300 to compensate for the inconvenience of overbooking.
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Travel services compensation: up to €300.
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Missed visits: we reimburse you for the cost of activities and excursions that you could not enjoy due to cancellations or delays up to €75.
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Transportation costs for missed connections: we will reimburse you up to €75 for the costs of alternative transportation necessary to reach your destination.
Liability and accident coverage
Up to €25,000
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Private civil liability: up to €30,000 to cover damages to third parties.
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Accident insurance: up to €25,000 in case of death or permanent disability.
Travel Assistance Services
Including
- Advance of Criminal Bail Abroad: if you find yourself in a complicated legal situation, we advance you up to €3,000 for the criminal bail.
- Payment of Legal Assistance Expenses Abroad: with a limit of up to 3.000€.
- Telephone Interpreter Service Abroad.
- Card Information and Cancellation
- Communication Expenses: we take care of the communication expenses necessary to contact our assistance platform.
- Information and assistance service: unlimited.
Complete your insurance with the TRIP CANCELLATION module.
Optional Contracting
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Protect your investment with up to€6,000 per person and 30 covered causes. Travel with peace of mind knowing you are backed.
Frequently Asked Questions
Why do you need Annual Long Stay travel insurance?
If you decide to spend a long period of time traveling, the Annual Long Stay Travel Insurance is your best companion. With this annual coverage, you travel without worries and with the security of being protected in every destination. At Europ Assistance, we have designed this insurance with travelers like you in mind, so that you can enjoy your experience without brakes.
What are the advantages of Europ Assistance Annual Long Stay Travel Insurance?
With the Annual Long Stay Travel Insurance, you have comprehensive support that covers every detail of your long trips. Enjoy the peace of mind of up to €150,000 for medical expenses, repatriation, baggage coverage and assistance for unforeseen events on your trips. And if you need to adapt it to your needs, you can add trip cancellation coverage for up to €6,000. Perfect for a smooth trip!
How to take out Europ Assistance Annual Long Stay Travel Insurance?
Taking out Annual Long Stay Travel Insurance is super easy. You just need to choose the plan that best suits you and, from there, relax! With this continuous coverage, you forget about having to arrange insurance for each getaway and you travel all year round with the support of Europ Assistance at each destination - everything is ready for you to live worry-free!
Can I hire it if I am already traveling?
NO, you must start your trip already insured.
Can I cancel my policy if I change plans?
Once the coverage has started, you can no longer cancel the insurance. The only thing you can do is tell us not to renew once the year has passed.
Does the ANNUAL LONG STAY travel insurance cover my family?
NO, it is an individual insurance but you can include as many people as you want in the policy.
Can I renew my ANNUAL LONG STAY travel insurance at the end of the year?
YES, two months before the end of your policy we will notify you in case you want to renew, informing you of any change in coverage or price.
How does the ANNUAL LONG STAY travel insurance work?
Once you have purchased the policy, you are covered for all trips you make during the year, regardless of the length of the trip.
What should I do if I lose my ANNUAL LONG STAY Travel Insurance policy?
Contact atencion_cliente@europ-assistance.es to obtain a duplicate of your policy. We will send it to you by email including a link so you can download it to your mobile devices and carry it with you at all times.
Does the ANNUAL LONG STAY travel insurance cover sports activities?
It covers a wide range of amateur sports and as long as the purpose of the trip is not to participate in a sporting competition. Check your documentation and make sure.
What should I do if I need medical assistance during a trip?
Contact us as soon as possible, at the 24/7 support number. In addition, calls are covered!
Does COVID ANNUAL LONG STAY travel insurance cover medical expenses abroad?
Of course! up to 150.000€. Total peace of mind!
Is it mandatory to call before receiving medical assistance abroad?
Yes, it is always best to call us before receiving medical assistance. Unless it's an emergency, of course. Besides, calls are covered!
If I get sick and decide to come back without notice, what happens?
It's always better to let us know in advance! If you decide to return without notifying us, please keep the invoices and medical reports for the team to review so that we can reimburse you for expenses up to the limit included in the policy.
What happens if I have to advance medical expenses abroad?
Usually, hospitals accept the insurance guarantee. But if you have to advance money, keep the receipts and medical reports, and we will reimburse you later.
What does our annual travel insurance cover?
Our annual travel insurance is designed to give you peace of mind all year round, no matter how many trips you take. Covering a wide variety of situations, from illness or accidents, to flight cancellations or seasonal rental cancellations.
Plus, if you need assistance, we are available 24 hours a day, 7 days a week, to help you with whatever you need.
Why trust Europ Assistance?
24h / 365 days assistance
Always by your side,
wherever you need us.
International Network
Present in more than 200 countries and territories.
360º Protection
Before, during and after
the trip.
Proprietary Medical Equipment
Health professionals specialized in relocation medicine.