Premium Traveler Insurance
Price from 15€.
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Premium Traveler Insurance Coverage
Medical assistance
Medical expenses up to €1,500,000
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Medical expenses abroad: Coverage of up to €1,500,000 for illness or accident, including treatment by COVID-19.
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Dental Expenses: up to €1,000 for dental emergencies during your trip, whether it's an unexpected toothache or a dental accident. Travel with peace of mind and take care of your smile!
- Hotel stay extension: 250€/day (maximum 14 days) to cover your additional stay in case of illness or accident.
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Medical tele-assistance: by chat or video call.
- Early return: early return of insured companions and of the insured due to death or hospitalization of an immediate family member. Return home when you need it most.
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Accompaniment during hospitalization: travel of a person to accompany you during your hospitalization and up to €2,500 to cover your hotel stay. You will not be alone.
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Forgotten medication: up to 300€.
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Reinstatement to Travel Plan: if your trip is interrupted, we help you to resume it. Our insurance includes coverage to reinstate you to your original plan, ensuring that you can continue to enjoy your adventure without worries.
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Accompanying person for mortal remains (maximum 10 days) €250/day.
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Burial service €6,000.
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Hospitalization indemnity (maximum 6 days) €50/day.
- Optical expenses due to accident.
Medical Repatriation and Transfers
Including
- Medical transfer of the sick and injured: Complete coverage for the medical transfer of the sick and injured, as well as the repatriation of mortal remains. We are with you in the most difficult moments.
- Transfer to hospital in case of emergency.
Protection of luggage and belongings
Up to €1,500
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Loss, theft or damage of checked baggage: up to €1,500 to cover any unforeseen event with your baggage.
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Damage or theft of unchecked baggage: up to 750€ for your hand belongings.
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Theft of valuables: Coverage of up to 750€ for your most valuable items.
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Baggage delay: up to €500 to cover expenses due to delays in the delivery of your baggage.
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Loss or theft of documents: up to 300€ to replace your important documents during the trip.
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Shipment of documents and personal items forgotten during the trip: we make sure you get what you need, where you need it.
Travel incidents
Including
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Trip delay: up to 300€ to cover additional expenses due to delays.
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Missed connecting flights: up to 150€ so you don't have to worry about missing your connection.
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Mandatory trip extension: up to 250€/day maximum 5 days to cover additional expenses if you need to extend your trip.
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Extension of the validity of the insurance due to force majeure up to 5 days.
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Loss of keys of the habitual residence 200€.
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Loss of means of transportation due to in-itinere accident: you will be covered with up to 400€ in case you suffer an accident during your commute to or from work.
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Expenses for cancellation of the departure of the means of transport due to Strike up to 150€ for the costs incurred.
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Compensation for overbooked flights: up to €300 to compensate for the inconvenience of overbooking.
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Service compensation up to €500.
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Access to VIP services in case of a delay in the departure of the means of transport exceeding 3 hours, up to 200€ for access to VIP lounges at airports.
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Change of hotel or apartment due to "overbooking": Coverage of up to 250€ for relocation expenses.
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Loss of visits: we reimburse you for the cost of activities and excursions that you could not enjoy due to cancellations or delays up to 150€.
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Reimbursement of alternative transportation expenses due to missed connections: we will reimburse you up to €150 for alternative transportation expenses necessary to reach your destination.
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Hijacked public transportation expenses.
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Trip relocation expenses due to flight cancellation.
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Optical expenses in case of accident.
Liability and accident coverage
Up to €60,000
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Private liability: up to €60,000 to cover damages to third parties.
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Accident insurance: up to €30,000 in case of death or permanent disability.
Travel Assistance Services
Including
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Advance of Criminal Bail Abroad: if you find yourself in a complicated legal situation, we advance you up to €5,000 for the criminal bail.
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Payment of Legal Assistance Expenses Abroad: with a limit of up to 5.000€.
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Telephone Interpreter Service Abroad.
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Information on Card Cancellation.
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Communication Expenses: we take care of the communication expenses necessary to contact our assistance platform.
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Information and assistance service: unlimited.
Complete your insurance with modules
Optional Contracting
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Trip cancellation coverage: protect your investment with up to €15,000 per person and over 40 causes covered. Travel with peace of mind knowing that you are backed up.
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Pre-existing medical conditions coverage: in case of a vital emergency of chronic illness, or a complication of your pre-existing condition, we are here for you. Your health is our priority.
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Sports coverage: perfect for those who love adventure and risky sports. Enjoy your favorite activities with the security of being covered.
Frequently Asked Questions
Why take out travel insurance?
Traveling is amazing, but sometimes unexpected (and not always good!) things happen. Travel insurance is like that superhero that covers you when things go wrong: illnesses, cancellations, lost luggage... You just worry about enjoying yourself and let the insurance back you up!
Why choose Premium Travel Insurance?
Premium Travel Insurance is the most complete of the Europ Assistance range. It offers you the best international medical coverage, protection against cancellations, trip interruptions, lost luggage and many other eventualities that could affect your travel experience.
What does the Traveler Premium travel insurance cover?
Medical expenses abroad up to 300.000€, repatriation, loss or theft of luggage, civil liability.
What is included in the Premium Traveler Insurance cancellation coverage?
Includes up to €15,000 per person in case you are unable to take your trip for reasons covered by the insurance. This protects you against loss of money for non-refundable bookings, such as flights or accommodation.
What are the additional benefits of Premium Traveler Insurance?
With Premium Travel Insurance, you can also access services such as legal assistance abroad, advance bail bonds and access to VIP services at airports, ensuring that you are covered in all areas during your trip.
When do I have to take out my travel insurance?
The sooner the better! Ideally, you should catch it when you book your trip. But if you miss it, don't worry:
- Without cancellation: you can contract it up to one day before leaving.
- With cancellation: make sure that at least 72 hours have passed between the booking and the reason for cancellation, so don't leave it to the last minute!
Is my credit card insurance sufficient?
Be careful! Some credit cards offer travel insurance, but they usually have limitations. So check the coverages carefully, because sometimes they don't cover everything you need. With a comprehensive travel insurance, you make sure you won't be caught by surprise.
Which travel insurance is best for which destination?
- If you are traveling in Europe or to places with the European Health Insurance Card, VIAJERO or VIAJERO PLUS is sufficient.
- For more top destinations such as the USA, Japan or the Caribbean, the VIAJERO PREMIUM gives you the coverage you need.
- Going to other destinations? With VIAJERO PLUS you're covered.
Does it include COVID-19 coverage?
Yes, medical expenses resulting from COVID-19 are covered within the established limits.
Does travel insurance cover medical expenses abroad?
Of course! If you get sick or have an accident, the travel insurance covers your medical expenses, even if it is for COVID-19. Depending on the plan you choose, coverages go up to 5 million euros. Total peace of mind!
What happens if my flight is cancelled and I have connections?
If your flight is cancelled and you miss a connection, the airline should offer you assistance. But if you are covered for missed connections, the travel insurance takes care of the additional expenses. There is always a plan B!
Does the travel insurance cover PCR tests or health related things?
PCR tests are not covered as prevention, but if you have symptoms and your doctor asks for it, it is covered. Remember to always talk to your insurance before doing anything!
What happens if I am overbooked or lose my bag?
If there is overbooking or your bags are lost, travel insurance compensates you once the airline solves the problem. Plus, they cover you for the time you spend without your stuff - less stress and more peace of mind!
Is a foreign insured covered in his home country?
Yes! If you are a resident in Spain and you are traveling temporarily to your country, your travel insurance also covers you, protection wherever you go!
TRAVELER PREMIUM covers mountain or snow sports?
Yes, but only if you have contracted the specific sports module. This includes mountain rescues. So if you are an adrenaline seeker, you better be well covered.
Is it mandatory to call before receiving medical assistance abroad?
Yes, it is always best to call us before receiving medical assistance. Unless it's an emergency, of course. Besides, calls are covered!
What happens if I have to advance medical expenses abroad?
Usually, hospitals accept the insurance guarantee. But if you have to advance money, keep the receipts and medical reports, and we will reimburse you later.
What does travel insurance liability cover?
Private Liability covers damages you may cause to other people during your trip. It does not include what you do professionally or things related to your home. In destinations such as the USA, these coverages may be stricter, but you will be covered.
If I get sick and decide to come back without warning, what happens?
If you decide to return without notifying us, please keep your invoices and medical records for the team to review so that we can reimburse you for expenses. It's always best to let us know beforehand!
Does the travel insurance cover pre-existing conditions?
Yes, but watch out! If you take out the pre-existing conditions module, you may be covered, but not for all conditions. There are several diseases that are excluded from the insurance, so now you know! Be sure to check these exclusions before taking out your travel insurance with pre-existing conditions coverage.
What documents do I need to file a claim?
Generally, you will need the medical report, original invoices and any other documents that support your claim.
What does our travel insurance cover?
Our travel insurance covers a wide variety of situations, from illness or accidents, to flight cancellations or cancellation of seasonal rentals. And if you need assistance, we are available 24 hours a day, 7 days a week, to help you with whatever you need.
Why trust Europ Assistance?
24h / 365 days assistance
Always by your side,
wherever you need us.
International Network
Present in more than 200 countries and territories.
360º Protection
Before, during and after
the trip.
Proprietary Medical Equipment
Health professionals specialized in relocation medicine.